Cosmetic Surgery And Health Insurance
Are you uncertain or doubtful whether health insurance covers cosmetic surgery?
Then your doubts are common to have as it generally depends on the situation, type, and the
need for surgery.
Must be wondering what type of needs, situations that grant insurance for cosmetic surgery?
Don’t worry we will explain it all to you.
Cosmetic Surgery
Cosmetic surgery is introduced mainly to fulfill the wishes of the individuals who want
transformation of any of their physical parts of their body, willingly, just to feel more confident or
look according to their wish. And it takes a huge amount to do any kind of cosmetic surgery
and that’s why most people have the misconception that their health insurance might do the
work.
Health Insurance Availability
Most people are unaware of the fact that health insurance for cosmetic surgery is mainly
available or considered to those who have some defects of their body since their birth or have
met an accident in their life which left a terrible remark in any of their body parts and they wish
to change it with the help of cosmetic surgery. It is known as ‘Health Insurance’ which already
tells us that any health-related serious problems can be considered and not according to
anyone’s fancy requirements. Well, it does justify, why would it offer insurance for your fancy
requirements? When it already states ‘Health Insurance’ as its term. You simply cannot expect
health insurances to cover the surgery expenses for your personal surgery needs like Chin
Augmentation, Breast Augmentation, Rhinoplasty(plastic surgery performed on the nose).
Few Conditions Under Which Health Insurance May Be Provided For Plastic Surgery:
Deformities – Health insurance for plastic surgery can be eligible if someone has met a certain
the accident which has resulted in deformities of their face, nose(Rhinoplasty), jawline, or any such
body part, under such conditions fixation of the deformities, can be done with the help of plastic surgery.
Birth related defects – Another considerable case where health insurance for plastic surgery
is available is orofacial clefts or any other such case which is there in an individual since their
birth which can be fixed with the help of plastic surgery.
Rhinoplasty – Health insurance can be covered for rhinoplasty if an individual had some
serious fracture in their nose where their nose went out of shape due to an accident or any
such factor.
Breast Reduction – Women who face great heaviness and pain of their breast due to which
many shoulders and spine related problems start to appear, for such cases, health insurance can
be applied for breast reduction surgery on the recommendation of an orthopedic doctor.
